How to Borrow Credit from Etisalat: A Complete 2025 Guide
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Omar Haddad
- . November 29, 2025
- . Update: November 30, 2025 6:49 pm
When you are out of mobile balance, it would be easy to know how to borrow credit from Etisalat to rescue you during emergencies. Etisalat also provides various easy options that allows prepaid subscribers to get instant credit, either via the Reserve Credit service or by asking any other user to supply him/her with credit. Etisalat keeps you connected because whether you need it is an emergency calling, access to data, or even just a temporary top-up, you will be connected. This guideline will provide details on how to borrow credit with Etisalat, the eligibility process, USSDs and other possibilities of both residents and non-residents in and outside the UAE. At the end, you will be informed on how to borrow Etisalat credit the easiest ways at any given time.
How to Borrow Credit from Etisalat Using USSD Codes
Direct USSD codes are by far one of the easiest ways through which one can learn the process of borrowing credit at Etisalat. Etisalat enables its customers to borrow credit by dialing their family members or friends. Dial:107 05XXXXXXXX Amount to borrow credit using another Etisalat number.
The sender has their Etisalat number in place of 05XXXXXXXX and Amount that is the amount of credit you want to get. After the request is dispatched, the other user will receive an SMS requesting him to verify the transfer. Once approved, the credit is immediately deposited to your account. This is a useful technique in case you require a loan and you have a close friend or relative who can help you.
Borrowing Through the Etisalat Reserve Credit Service
The other popular way of how to borrow credit in Etisalat is the Reserve credit service. This emergency credit facility automatically advances you a little credit facility when your balance is low. To activate the service, dial: *108*1#
The service is also open to prepaid customers who are at least two months active and have a minimum monthly usage of AED 10. After subscribing, you will get an SMS alert every time the reserve credit is being added to your account. The money borrowed is deducted automatically off your next recharge and the process is completely hassle free.
Additional Ways to Borrow or Transfer Etisalat Credit
In addition to knowing how to borrow credit via Etisalat, the user can find out other convenient alternatives. Etisalat has a service of credit transfer that enables you to transfer credit to another Etisalat number. Simply dial: *100*Mobile Number*Amount#
This would be the right choice when you wish to assist someone in need of balance. Etisalat in other countries has the same services but with different codes, in case you are not in the UAE. As an example Etisalat Egypt has the Sallefny 3al Nota service and Etisalat Afghanistan has credit loan services on their local system. Depending on the region, users are to check local USSD code.
