How to Borrow Credit from du: Complete Step-by-Step Guide
-
Omar Haddad
- . December 9, 2025
- . Update: December 9, 2025 1:16 am
It is crucial to know how to borrow credit from du to prepaid users who tend to get out of balance at the wrong time. You are in a long journey, you are at the office and cannot recharge immediately; you cannot use your phone, or you just do not have the time to recharge, du offers a number of fast options to keep you connected to the world. Knowing how to draw credit on du assists you to get emergency minutes, data or short call facility instantly. Starting with USSD code and SMS request and app-based features, du makes sure that users can be in touch with each other at all times. This guide outlines the procedures of borrowing credit in du with all available means, repayment regulations, charges, and other paramount terms that every user should be aware of. How to borrow credit from du?
1. How the du Emergency Credit Service Works
The emergency credit enables the customers to get small sums of credit, like AED 5, which can be used in calling, SMS, or mobile data. Learning to borrow credit with du, you will be able to demand balance in a variety of ways, such as USSD codes, SMS, through the du official application, and by being notified of a running low balance.
The loaned balance will automatically be deduced at the subsequent recharge and a small service fee is charged (e.g., AED 1 + VAT). The amount you borrowed will still be valid with your next top up.
2. Method 1: Borrow Credit via USSD Code
A USSD code is one of the fastest methods of borrowing emergency credit. Just dialing one-hundred-eight-five-five-hashes (#) on your du prepaid SIM will do it. Once dialed key in “Borrow Credit” option in the menu, which is normally the second option.
This is also the most common approach by users who do not want to use mobile data and prefer taking the menu-based technique at a rapid speed. It is also one of the surest means by which any person seeking to know how to borrow credit at du can do so.
3. Method 2: Borrow Credit via SMS
Should you want to use SMS, du is offering an opportunity to borrow credit sending text 5 to 1080. You will be issued a confirmation message within seconds and AED 5 will be credited into your account.
The SMS technique is highly beneficial in situations where your mobile phone is unable to connect to USSD applications or du App. It is an easy choice among those who learn how to borrow credit by du to use in an emergency situation.
4. Method 3: Borrow via the du App
Emergency credit is available as an in-app feature to the users who depend on the du App. All one has to do is to open the app, choose the section ofBalance services, and then choose to borrow credit.
The choice is the best as it offers a clean interface, extra information and access to other account services with ease. The other way that is effective in exploring how to borrow credit using du is through the use of the app.
5. Method 4: Low Balance Prompt Feature
DU also provides a special automatic service. In case you attempt to make a call when your balance is low or zero, you might hear a voice prompt requesting whether you would like to have credit on loan. Press 1 and get AED 5 immediately.
This automatic functionality will allow users to borrow credit fast without having to navigate through menus.
6. Extra Option: Zero Credit Call Service
In case you own absolutely no balance and fail to take a credit, du offers a service called Zero Credit Call. This will enable you to make a short paid call even when there is no balance in the wallet. It comes in quite handy when there is an urgency.
Important Notes Before Borrowing
- Each credit request borrowed has a small fee.
- The fee and the borrowed money are automatically deducted when recharged next time.
- The validity of borrowed credit is until the next top-up.
- The eligibility will be based on your du prepaid usage history.
